The second-largest Indian bank, ICICI Bank broke all analyst forecasts and showed an 18% net profit rise in the last quarter.
The quarter’s first profile rose to ₹126.30 billion ($1.48 billion) in the Q4 of financial year 2025.
The analysts predicted its Q4 FY2025 growth to ₹118.16 billion as per data compiled by LSEG. The reason behind this unexpected growth is healthy loan growth and net interest income.
#JustIn: ICICI Bank announced its financial performance for Q4 FY25 today.
— ICICI Bank (@ICICIBank) April 19, 2025
Here are the key highlights:
Financial Performance for Q4 FY25
• Core operating profit grew by 13.7% Y-o-Y to ₹17,425 crore
• Net interest income (NIl) rises by 11.0% Y-o-Y to ₹21,193 crore
• Profit… pic.twitter.com/GkUMnnPfB9
ICICI Bank’s total loans increased to 13.9% as compared to the Q4 of last year and net interest income increased by 11% to ₹211.93 billion
Net Interest Income = The difference between interest earned on loans and paid on deposits.
Experts have also said that the ICICI Bank’s asset quality has also improved compared to the same period of last year.
How large is the bank is decided by its total assets and as per the list provided by Forbes India the first largest bank in India is HDFC Bank.
As the bank performed unexpectedly well, there is a probability that we will also see the rise in share price tomorrow.
The current share price is ₹1406.70 and has shown 6.91% growth in a month with 30.39% yearly growth in share price.
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